Woocommerce Manual Credit Card Processing

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You have set up shop with your online webpage. To take credit card payments, you have chosen the WooCommerce website plug-in. The next big decision should be what plug-in works well with WooCommerce and allows for manual processing.

WooCommerce, on its own, doesn’t allow for manual credit card processing. Lucky for you, there are plenty of plug-ins to choose from. Just make sure you do your research to find which one will meet your specific needs.


What Do You Need Before You Set Up Manual Card Processing

You first need an e-commerce store that utilizes the WooCommerce plug-in. Once your WooCommerce site is up and running, you can research which offline manual credit card processor plug-in will work best for your needs.

Some plug-ins may also come with an in-house card machine. These machines automatically link your in-store and phone purchases with the data from your e-commerce site. Making keeping track of your sales easier.


When Should You Use Manual Processing on WooCommerce?

Manually processing credit or debit cards can be useful if you have a brick-and-mortar storefront or make sales over the phone. Having this option can also be useful in those last-minute decisions to purchase.

Use of this ability through WooCommerce is also quite useful when looking at the big picture. No more combining all the different income sources. With the multiple options for plug-ins, you are sure to find the right manual card processor.


Why is it Good to Set Up Manual Credit Card Processing?

It’s always a good idea to have as many payment options for a potential consumer. However, with the cart abandonment rate at a whopping 69%, having the ability to take a card payment on a more personal level may just mean the difference between getting the sale or losing it.

For consumers, sometimes, just being able to talk to a real person can make all the difference in the world. It gives the merchant credibility and the consumer peace of mind making the decision to pay easier.


What percent does WooCommerce take for Manual Processing?


WooCommerce fee is the same no matter how your clients choose to pay. Whether they pay online or manually through you, WooCommerce takes 2.9%+$0.30 for each transaction made with a US-issued card.

When you have transactions made with cards issued outside of the US, WooCommerce adds 1% to their standard fee. As a result, WooCommerce’s rates are extremely competitive in today’s market.


Is Manual Credit Card Processing on WooCommerce Safe?

Since WooCommerce is built on the WordPress platform, it is just as secure as the WordPress platform. WordPress has a lot of information available regarding its security practices.

When researching which plug-in to use as your manual card processor, be sure to read their fine print. Ensuring that the plug-in won’t affect your website’s PCI Compliance or the SAQ Process.


Final Thoughts on WooCommerce Manual Credit Card

Being able to process debit/credit cards manually can be a great addition to any e-commerce site. Giving you the ability to:


  1. Meet more of your customers’ needs
  2. Streamline all your sales in one place
  3. Process payments offline


All of this without compromising your security. Since all of these features are built on the WordPress platform, be sure to do your research and find the right plug-ins for your WooCommerce store. Then, you will be on your way to combating the risk of losing a sale.


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